INTRODUCTION
For this large Indian Population, Ayushmaan Bharat Yojna is like a ray of hope for the whole population. Ayushmaan Bharat Yojna, also known as Pradhan Mantri Jan Arogya Yojna (PMJAY) is the world’s largest Government funded healthcare scheme.It focuses on providing accessible and affordable medical facilities to India’s most vulnerable citizens. This population especially includes those who are from poor background and having low income, rural communities. Ayushmaan Bharat Yojna was launched in Sept-2018 as a far sighted healthcare scheme initiated by the Government of India.
The two major components of This scheme are:-
1.Pradhan Mantri Jan Arogya Yojna(PMJAY):-
The main goal of this component is to give health insurance coverage to over 50 crore underprivileged citizens. It covers up to ₹5 lakh per family per year for secondary and tertiary health care. It makes sure that poor families don’t face challenges due to medical expenses during times of illness.
2.Health and Wellness Centres(HWCs): –
Available healthcare centers are being converted to Health and Wellness centers, under this component. These healthcare centers provide extensive primary healthcare services including promotive, preventive, and curative care. These healthcare centers thereby confirm overall healthcare delivery at the grassroots level.
KEY FEATURES OF AYUSHMAAN BHARAT YOJNA:-
1.Cashless treatment: Beneficiary of PMJAY can make use of cashless treatment at enlisted public and private hospitals across India. This will ultimately reduce the financial burden involved in healthcare expenses.
2.Portability: Beneficiaries may access healthcare facilities at any enlisted hospital, irrespective of location in India, thus the scheme offers portability.
3.Coverage for vulnerable Groups: The scheme focuses on rural families, underprivileged groups, urban slum dwellers and socially disadvantages groups. We generally name these groups as vulnerable section of society. The scheme makes sure that no one is deprived in accessing quality healthcare.
4.Focus on Preventive Healthcare: The setup of Health and wellness centers emphasizes the scheme efforts on preventive healthcare. Health and wellness centers thereby promote healthy lifestyle and early diagnosis of diseases.
5.Technology Integration: Through the Ayushman Bharat Digital Mission(ABDM), the scheme establish a fantastic digital health ecosystem for efficient monitoring and implementation. Thus Ayushman Bharat leverages technology extensively through ABDM.
OBJECTIVE OF AYUSHMAN BHARAT YOJNA: –
- FOCUS ON PRIMARY CARE: Ayushmaan Bharat Yojna encourages wellness and disease prevention by aiming both preventive and Primary healthcare servies.ABY thereby reduces the need for costly treatment later on.
- FINANCIAL PROTECTION: The scheme provides health insurance coverage up to ₹5 lakhs per family per year.Consequently it covers family from the load of high medical costs.
- UNIVERSAL HEALTH COVERAGE: The scheme aims to ensure that everyone, especially those who are economically backward and underprivileged can access quality healthcare facilities .
- INCLUSIVE APPROACH: To address diverse healthcare needs, the scheme covers a wide range of medical treatments and diagnosis. This will finally ensures that all sections of society get the required healthcare service.
IMPACT AND SUCCESS STORIES:-
Since its launch ABY has made noticeable progress in increasing healthcare access and uplifting health outcomes for millions of Indians. Following are some key achievements and success stories:
1.Empowering rural Communities:-Through Health and Wellness Centers, Ayushman Bharat Yojna has strengthened primary healthcare Infrastructure .Thereby the scheme empowers rural communities to take care of their health and fitness and avoid costly medical treatments.
2.Increased Healthcare utilization: The scheme has opened a way to increased hospital admission and outpatients visits,It correspondingly indicates easy access to medical services among underprivileged populations.
3.Saving lives: By ensuring timely access to medical treatments, the scheme has saved lives of a big population. The scheme has provided timely access to critical healthcare services including treatment for chronic illness, surgeries and emergency care.
4.Financial Protection: AB-PMJY has facilitated people with much needed financial coverage to unprotected families, protecting them from the huge healthcare costs.
CHALLENGES AND WAY FORWARD:-
Challenges
Though The scheme has made commendable progress, several challenges are still there to face: –
- Quality of care: In the context of a fast-growing network of enlisted hospitals, it is very critical to ensure quality healthcare services. Gevernment can ensure this correspondingly by maintaining credibility and trust.
- Awareness and outreach: Somehow eligible beneficiaries are unaware of scheme benefits. Despite efforts to raise awareness, emphasizing the need for enhanced outreach and communication strategies spreading awareness is crucial.
- Infrastructure: Poor healthcare Infrastructure particularly in remote and rural areas needs further strengthening the system and poses a concern.
WAYWARD:-
1. Emphasis on Preventive Healthcare: To promote overall well-being, focus on preventive healthcare ideas. These ideas may reduce the load of diseases as well as reduce the need for expensive treatments.
2. Digital Integration: Strengthening technology and digital platforms can streamline processes, boost the holistic user experience for beneficiaries, and ultimately improve efficiency.
3. Public-Private Partnership: Joining hands with the private sector can boost service delivery, foster innovation in the healthcare delivery structure, and also address capacity hurdles.
CONCLUSION:
Ayushman Bharat Yojhna is committed to ensure good health of all citizens irrespective of class and income level. The scheme has laid the foundation for a healthier and more equitable society.This is consequently done by facilitating accessibility, affordability and quality in healthcare delivery. As Ayushman Bharat Yojna is planning to expand and evolve, it holds the commitment of changing the healthcare landscape. This scheme has two important components ie. Pradhan Mantri Jan Arogya Yojna(PMJAY) and Health and Wellness Center(HWC). PMJAY facilitates family by giving them a health insurance coverage up to ₹5 lakhs per year. HWCs are like nearby health centers where people can go at any time for health checkups, consultation or medicines. In spite of challenges in the way of implementation, ABY ultimately ensures that every Indian stays healthy and active.
